Finance & Banking

Build a Microfinance Management System with AI - in Hours

ProjectCode generates a complete, production-ready Microfinance Management System from a single natural language prompt. In hours instead of months, you get a React frontend, NestJS REST API, PostgreSQL database, and authentication - fully integrated, live-previewed, and deployed to a URL you own.

Estimated build time: 5–8 hours

Free to start · No credit card required

The Challenge

Why building a Microfinance from scratch is hard

Building a Microfinance Management System from scratch requires months of development time and significant engineering resources. Teams struggle to coordinate frontend, backend, database, and authentication while managing microfinance-specific business logic, integrations, and role-based access rules.

What's Included

Everything your Microfinance needs

ProjectCode generates a production-ready Microfinance with all the modules your team needs from day one.

Loan application with KYC verification and credit scoring
Group and individual lending with guarantor management
Repayment schedule generation and EMI tracking
Field officer loan collection app with GPS stamping
Delinquency management and follow-up workflows
Portfolio at risk (PAR) calculation and reporting
Savings account management with interest accrual
Social performance metrics: borrower demographics and impact

Architecture

How it's built

The generated Microfinance follows production-grade architecture patterns.

React 18 + TypeScript frontend with role-based dashboards tailored for microfinance workflows

NestJS REST API with dedicated microfinance modules, DTOs, validators, and service layer

PostgreSQL relational schema with normalized tables for all microfinance entities

JWT + Google OAuth authentication with granular permission gates per role

Real-time Socket.IO events for live microfinance status updates and notifications

Managed hosting with one-click deploy, custom domain, and auto-SSL

Database

PostgreSQL schema designed for Microfinance

ProjectCode generates a normalized, indexed PostgreSQL schema with the right tables and relationships for your use case. You own the schema and can evolve it freely.

  • borrowers (id, name, national_id, dob, gender, address, group_id, credit_score, workspace_id)
  • loan_accounts (id, borrower_id, product_id, amount, interest_rate, tenure_months, purpose, status, disbursed_at, workspace_id)
  • repayment_schedules (id, loan_id, installment_number, due_date, principal, interest, total, paid_amount, paid_at, balance)
  • field_visits (id, officer_id, borrower_id, loan_id, lat, lng, amount_collected, timestamp, notes)
schema.sql (preview)
-- Generated by ProjectCode
-- Microfinance Management System schema

CREATE TABLE borrowers__id (
  id UUID PRIMARY KEY DEFAULT gen_random_uuid(),
  created_at TIMESTAMPTZ DEFAULT NOW(),
  updated_at TIMESTAMPTZ DEFAULT NOW()
  -- ... auto-generated columns
);

CREATE TABLE loan_accounts__id (
  id UUID PRIMARY KEY DEFAULT gen_random_uuid(),
  created_at TIMESTAMPTZ DEFAULT NOW(),
  updated_at TIMESTAMPTZ DEFAULT NOW()
  -- ... auto-generated columns
);

CREATE TABLE repayment_schedules__id (
  id UUID PRIMARY KEY DEFAULT gen_random_uuid(),
  created_at TIMESTAMPTZ DEFAULT NOW(),
  updated_at TIMESTAMPTZ DEFAULT NOW()
  -- ... auto-generated columns
);

CREATE TABLE field_visits__id (
  id UUID PRIMARY KEY DEFAULT gen_random_uuid(),
  created_at TIMESTAMPTZ DEFAULT NOW(),
  updated_at TIMESTAMPTZ DEFAULT NOW()
  -- ... auto-generated columns
);

Tech Stack

Production-ready from day one

Every generated app uses a battle-tested stack you can deploy anywhere and own completely.

Frontend

React 18 + TypeScript + Tailwind CSS

Backend

NestJS 10 + Node.js + TypeScript

Database

PostgreSQL (managed or Supabase)

Auth

Email OTP · Google OAuth · GitHub OAuth

Deployment

Managed hosting · Custom domain · Auto-SSL

AI Models

Claude Sonnet · Claude Opus · Kimi

Try It Now

Example prompt to get started

Copy this prompt into ProjectCode and get a working app in minutes.

ProjectCode prompt

Build a microfinance management system for an MFI operating in rural India with 50,000 active borrowers across 500 village centers. Include borrower KYC with Aadhaar verification, group lending with joint liability tracking, loan product configuration (interest rate, grace period, penalty), EMI schedule generation, a field officer Android app for loan collection with GPS-stamped payment receipts, PAR (Portfolio at Risk) 30/60/90 day calculations, delinquency bucket reports, savings account management with monthly interest accrual, and social impact reports showing first-time borrower rate and women borrower percentage.

Deployment

Deploy your Microfinance anywhere

Managed hosting

One-click deploy to a live URL managed by ProjectCode.

Custom domain

Connect your own domain with auto-provisioned SSL via Cloudflare.

GitHub export

Push to your GitHub repo and self-host or deploy via Vercel, Railway, or AWS.

Docker ready

Export a Dockerfile and docker-compose for any containerized environment.

Pricing

Start free, scale as you grow

No per-seat fees. No vendor lock-in. Token-based pricing that scales with your usage.

Free

$0

Start building your first app. Live preview, managed hosting, and full code export included.

Token Packs

From $5

Purchase token packs that roll over every month. Build more, pay only for what you use.

Enterprise

Custom

Custom models, SLA, SSO, and private cloud deployment for large teams.

See full pricing details

FAQ

Common questions about building a Microfinance

PAR is the percentage of the loan portfolio where any installment is overdue by more than a specified number of days (PAR 30 = overdue more than 30 days). PAR = outstanding balance of overdue loans / total outstanding portfolio. It's the primary health metric for microfinance institutions.

Build your Microfinance in hours, not months

Start free. No credit card. Your first app is live in minutes.

Get started free