Finance & Banking
Build a Peer-to-Peer Lending Platform with AI - in Hours
ProjectCode generates a complete, production-ready Peer-to-Peer Lending Platform from a single natural language prompt. In hours instead of months, you get a React frontend, NestJS REST API, PostgreSQL database, and authentication - fully integrated, live-previewed, and deployed to a URL you own.
Free to start · No credit card required
The Challenge
Why building a P2P Lending from scratch is hard
Building a Peer-to-Peer Lending Platform from scratch requires months of development time and significant engineering resources. Teams struggle to coordinate frontend, backend, database, and authentication while managing p2p lending-specific business logic, integrations, and role-based access rules.
What's Included
Everything your P2P Lending needs
ProjectCode generates a production-ready P2P Lending with all the modules your team needs from day one.
Architecture
How it's built
The generated P2P Lending follows production-grade architecture patterns.
React 18 + TypeScript frontend with role-based dashboards tailored for p2p lending workflows
NestJS REST API with dedicated p2p lending modules, DTOs, validators, and service layer
PostgreSQL relational schema with normalized tables for all p2p lending entities
JWT + Google OAuth authentication with granular permission gates per role
Real-time Socket.IO events for live p2p lending status updates and notifications
Managed hosting with one-click deploy, custom domain, and auto-SSL
Database
PostgreSQL schema designed for P2P Lending
ProjectCode generates a normalized, indexed PostgreSQL schema with the right tables and relationships for your use case. You own the schema and can evolve it freely.
- loans (id, borrower_id, purpose, amount, rate, tenure, risk_grade, status, funded_pct, listed_at)
- investments (id, investor_id, loan_id, amount, share_pct, return_expected, status)
- repayments (id, loan_id, installment, amount, investor_distributions jsonb, paid_at, late_days)
- secondary_listings (id, investment_id, asking_price, listed_by, listed_at, sold_at, buyer_id)
-- Generated by ProjectCode -- Peer-to-Peer Lending Platform schema CREATE TABLE loans__id ( id UUID PRIMARY KEY DEFAULT gen_random_uuid(), created_at TIMESTAMPTZ DEFAULT NOW(), updated_at TIMESTAMPTZ DEFAULT NOW() -- ... auto-generated columns ); CREATE TABLE investments__id ( id UUID PRIMARY KEY DEFAULT gen_random_uuid(), created_at TIMESTAMPTZ DEFAULT NOW(), updated_at TIMESTAMPTZ DEFAULT NOW() -- ... auto-generated columns ); CREATE TABLE repayments__id ( id UUID PRIMARY KEY DEFAULT gen_random_uuid(), created_at TIMESTAMPTZ DEFAULT NOW(), updated_at TIMESTAMPTZ DEFAULT NOW() -- ... auto-generated columns ); CREATE TABLE secondary_listings__id ( id UUID PRIMARY KEY DEFAULT gen_random_uuid(), created_at TIMESTAMPTZ DEFAULT NOW(), updated_at TIMESTAMPTZ DEFAULT NOW() -- ... auto-generated columns );
Tech Stack
Production-ready from day one
Every generated app uses a battle-tested stack you can deploy anywhere and own completely.
Frontend
React 18 + TypeScript + Tailwind CSS
Backend
NestJS 10 + Node.js + TypeScript
Database
PostgreSQL (managed or Supabase)
Auth
Email OTP · Google OAuth · GitHub OAuth
Deployment
Managed hosting · Custom domain · Auto-SSL
AI Models
Claude Sonnet · Claude Opus · Kimi
Try It Now
Example prompt to get started
Copy this prompt into ProjectCode and get a working app in minutes.
Build a peer-to-peer lending platform for a marketplace connecting small business borrowers with retail investors. Include borrower applications with automated risk grading (A–E), loan listings with borrower details, fractional investment with minimum $50 per loan, auto-invest rules for investors, repayment collection with proportional distribution to investors, a secondary market for selling loan parts, default and collections workflow, and investor portfolio dashboards showing IRR and default rate.
Deployment
Deploy your P2P Lending anywhere
Managed hosting
One-click deploy to a live URL managed by ProjectCode.
Custom domain
Connect your own domain with auto-provisioned SSL via Cloudflare.
GitHub export
Push to your GitHub repo and self-host or deploy via Vercel, Railway, or AWS.
Docker ready
Export a Dockerfile and docker-compose for any containerized environment.
Pricing
Start free, scale as you grow
No per-seat fees. No vendor lock-in. Token-based pricing that scales with your usage.
Free
$0
Start building your first app. Live preview, managed hosting, and full code export included.
Token Packs
From $5
Purchase token packs that roll over every month. Build more, pay only for what you use.
Enterprise
Custom
Custom models, SLA, SSO, and private cloud deployment for large teams.
FAQ
Common questions about building a P2P Lending
The platform assigns risk grades (A–E) based on the borrower's credit score, business revenue, debt-to-income ratio, and loan purpose. Higher grades get lower interest rates; lower grades get higher rates to compensate investors for risk.
Related
More apps you can build
Build your P2P Lending in hours, not months
Start free. No credit card. Your first app is live in minutes.
Get started free