How is the ledger structured?

The core ledger uses double-entry accounting. Every transaction creates a debit and credit entry, ensuring the books always balance. Account balances are derived from the ledger, not stored as mutable fields.

How does card management work?

The card module manages card issuance (via a card provider API like Marqeta or Stripe Issuing), spend controls, transaction authorization, and card blocking. Virtual cards are issued instantly; physical cards are tracked through a fulfillment workflow.

What compliance reports are generated?

The system generates Currency Transaction Reports (CTR) for cash transactions above $10,000 and supports Suspicious Activity Report (SAR) creation and filing workflow for flagged activity.

Finance & Banking

Build a Digital Banking Platform with AI - in Hours

ProjectCode generates a complete, production-ready Digital Banking Platform from a single natural language prompt. In hours instead of months, you get a React frontend, NestJS REST API, PostgreSQL database, and authentication - fully integrated, live-previewed, and deployed to a URL you own.

Estimated build time: 6–10 hours

Build my Banking now View pricing

Free to start · No credit card required

The Challenge

Why building a Banking from scratch is hard

Building a Digital Banking Platform from scratch requires months of development time and significant engineering resources. Teams struggle to coordinate frontend, backend, database, and authentication while managing banking-specific business logic, integrations, and role-based access rules.

What's Included

Everything your Banking needs

ProjectCode generates a production-ready Banking with all the modules your team needs from day one.

Customer onboarding with digital KYC

Savings and current account management

Domestic and international wire transfers

Card management (debit/credit) with spend controls

Fixed deposits and recurring deposit products

Customer support with secure messaging and dispute resolution

Branch and ATM locator

Regulatory reporting: CTR, SAR, SOX controls

Architecture

How it's built

The generated Banking follows production-grade architecture patterns.

React 18 + TypeScript frontend with role-based dashboards tailored for banking workflows

NestJS REST API with dedicated banking modules, DTOs, validators, and service layer

PostgreSQL relational schema with normalized tables for all banking entities

JWT + Google OAuth authentication with granular permission gates per role

Real-time Socket.IO events for live banking status updates and notifications

Managed hosting with one-click deploy, custom domain, and auto-SSL

Database

PostgreSQL schema designed for Banking

ProjectCode generates a normalized, indexed PostgreSQL schema with the right tables and relationships for your use case. You own the schema and can evolve it freely.

accounts (id, customer_id, type, number, balance, available_balance, currency, status, opened_at)
transfers (id, from_account_id, to_account_id, amount, currency, type, reference, status, initiated_at, settled_at, fee)
cards (id, account_id, last_four, type, spend_limit, daily_limit, status, issued_at, expiry)
regulatory_reports (id, type, period, data jsonb, generated_at, submitted_at, status)

schema.sql (preview)

-- Generated by ProjectCode
-- Digital Banking Platform schema

CREATE TABLE accounts__id (
  id UUID PRIMARY KEY DEFAULT gen_random_uuid(),
  created_at TIMESTAMPTZ DEFAULT NOW(),
  updated_at TIMESTAMPTZ DEFAULT NOW()
  -- ... auto-generated columns
);

CREATE TABLE transfers__id (
  id UUID PRIMARY KEY DEFAULT gen_random_uuid(),
  created_at TIMESTAMPTZ DEFAULT NOW(),
  updated_at TIMESTAMPTZ DEFAULT NOW()
  -- ... auto-generated columns
);

CREATE TABLE cards__id (
  id UUID PRIMARY KEY DEFAULT gen_random_uuid(),
  created_at TIMESTAMPTZ DEFAULT NOW(),
  updated_at TIMESTAMPTZ DEFAULT NOW()
  -- ... auto-generated columns
);

CREATE TABLE regulatory_reports__id (
  id UUID PRIMARY KEY DEFAULT gen_random_uuid(),
  created_at TIMESTAMPTZ DEFAULT NOW(),
  updated_at TIMESTAMPTZ DEFAULT NOW()
  -- ... auto-generated columns
);

Tech Stack

Production-ready from day one

Every generated app uses a battle-tested stack you can deploy anywhere and own completely.

Frontend

React 18 + TypeScript + Tailwind CSS

Backend

NestJS 10 + Node.js + TypeScript

Database

PostgreSQL (managed or Supabase)

Auth

Email OTP · Google OAuth · GitHub OAuth

Deployment

Managed hosting · Custom domain · Auto-SSL

AI Models

Claude Sonnet · Claude Opus · Kimi

Try It Now

Example prompt to get started

Copy this prompt into ProjectCode and get a working app in minutes.

ProjectCode prompt

Build a digital banking platform for a neobank serving SME customers. Include digital KYC onboarding, business current accounts with sub-accounts, domestic ACH and international SWIFT transfers, virtual and physical debit card issuance with spend controls, fixed deposit products, a secure messaging channel for customer support, regulatory reporting (CTR and SAR generation), and a risk dashboard for the compliance officer.

Build this now - it's free

Deployment

Deploy your Banking anywhere

Managed hosting

One-click deploy to a live URL managed by ProjectCode.

Custom domain

Connect your own domain with auto-provisioned SSL via Cloudflare.

GitHub export

Push to your GitHub repo and self-host or deploy via Vercel, Railway, or AWS.

Docker ready

Export a Dockerfile and docker-compose for any containerized environment.

Pricing

Start free, scale as you grow

No per-seat fees. No vendor lock-in. Token-based pricing that scales with your usage.

Free

Start building your first app. Live preview, managed hosting, and full code export included.

Token Packs

From $5

Purchase token packs that roll over every month. Build more, pay only for what you use.

Enterprise

Custom

Custom models, SLA, SSO, and private cloud deployment for large teams.

See full pricing details

FAQ

Common questions about building a Banking

The generated code provides the technical foundation - accounts, transfers, ledger, KYC, compliance reports. Obtaining a banking license, connecting to payment rails (FedWire, SWIFT, ACH), and engaging compliance counsel are separate requirements.

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Build your Banking in hours, not months

Start free. No credit card. Your first app is live in minutes.

Get started free