How are exchange rates handled?

The platform fetches live exchange rates from a provider (Open Exchange Rates, XE, or your banking partner API). Rates are locked for a configurable window (e.g., 30 seconds) at quote time.

What AML checks are run?

The system screens users and transactions against PEP lists and sanction databases at onboarding and on large transactions. Triggered flags create compliance review cases in the dashboard.

Is the generated code production-ready for regulated use?

The generated code is production-grade and follows fintech best practices (idempotency keys, double-entry ledger, audit log). Regulatory licensing, banking partner integration, and final compliance review remain your responsibility.

Finance & Banking

Build a Fintech Application Platform with AI - in Hours

ProjectCode generates a complete, production-ready Fintech Application Platform from a single natural language prompt. In hours instead of months, you get a React frontend, NestJS REST API, PostgreSQL database, and authentication - fully integrated, live-previewed, and deployed to a URL you own.

Estimated build time: 4–8 hours

Build my Fintech now View pricing

Free to start · No credit card required

The Challenge

Why building a Fintech from scratch is hard

Building a Fintech Application Platform from scratch requires months of development time and significant engineering resources. Teams struggle to coordinate frontend, backend, database, and authentication while managing fintech-specific business logic, integrations, and role-based access rules.

What's Included

Everything your Fintech needs

ProjectCode generates a production-ready Fintech with all the modules your team needs from day one.

User KYC onboarding with document verification

Multi-currency digital wallet with transaction history

P2P money transfers with fee schedule

Virtual and physical card issuance management

Real-time transaction notifications via push and email

Fraud detection with rule-based and ML scoring

Compliance dashboard: AML, KYC, PEP screening

API-first design for third-party integrations

Architecture

How it's built

The generated Fintech follows production-grade architecture patterns.

React 18 + TypeScript frontend with role-based dashboards tailored for fintech workflows

NestJS REST API with dedicated fintech modules, DTOs, validators, and service layer

PostgreSQL relational schema with normalized tables for all fintech entities

JWT + Google OAuth authentication with granular permission gates per role

Real-time Socket.IO events for live fintech status updates and notifications

Managed hosting with one-click deploy, custom domain, and auto-SSL

Database

PostgreSQL schema designed for Fintech

ProjectCode generates a normalized, indexed PostgreSQL schema with the right tables and relationships for your use case. You own the schema and can evolve it freely.

users (id, kyc_status, tier, country, phone, email, risk_level, created_at)
wallets (id, user_id, currency, balance, available_balance, held_balance, status)
transactions (id, wallet_id, type, amount, fee, currency, reference, status, metadata jsonb, initiated_at, settled_at)
kyc_submissions (id, user_id, document_type, front_url, back_url, selfie_url, status, reviewed_by, reviewed_at)

schema.sql (preview)

-- Generated by ProjectCode
-- Fintech Application Platform schema

CREATE TABLE users__id (
  id UUID PRIMARY KEY DEFAULT gen_random_uuid(),
  created_at TIMESTAMPTZ DEFAULT NOW(),
  updated_at TIMESTAMPTZ DEFAULT NOW()
  -- ... auto-generated columns
);

CREATE TABLE wallets__id (
  id UUID PRIMARY KEY DEFAULT gen_random_uuid(),
  created_at TIMESTAMPTZ DEFAULT NOW(),
  updated_at TIMESTAMPTZ DEFAULT NOW()
  -- ... auto-generated columns
);

CREATE TABLE transactions__id (
  id UUID PRIMARY KEY DEFAULT gen_random_uuid(),
  created_at TIMESTAMPTZ DEFAULT NOW(),
  updated_at TIMESTAMPTZ DEFAULT NOW()
  -- ... auto-generated columns
);

CREATE TABLE kyc_submissions__id (
  id UUID PRIMARY KEY DEFAULT gen_random_uuid(),
  created_at TIMESTAMPTZ DEFAULT NOW(),
  updated_at TIMESTAMPTZ DEFAULT NOW()
  -- ... auto-generated columns
);

Tech Stack

Production-ready from day one

Every generated app uses a battle-tested stack you can deploy anywhere and own completely.

Frontend

React 18 + TypeScript + Tailwind CSS

Backend

NestJS 10 + Node.js + TypeScript

Database

PostgreSQL (managed or Supabase)

Auth

Email OTP · Google OAuth · GitHub OAuth

Deployment

Managed hosting · Custom domain · Auto-SSL

AI Models

Claude Sonnet · Claude Opus · Kimi

Try It Now

Example prompt to get started

Copy this prompt into ProjectCode and get a working app in minutes.

ProjectCode prompt

Build a fintech app for international money transfers targeting migrant workers sending money home. Include KYC onboarding with passport and selfie verification, multi-currency wallets (USD, EUR, GBP, NGN, INR), P2P transfers with real-time FX rates, transaction fee schedule by corridor, fraud scoring, AML rule-based screening, push notifications, and a compliance dashboard for the AML officer.

Build this now - it's free

Deployment

Deploy your Fintech anywhere

Managed hosting

One-click deploy to a live URL managed by ProjectCode.

Custom domain

Connect your own domain with auto-provisioned SSL via Cloudflare.

GitHub export

Push to your GitHub repo and self-host or deploy via Vercel, Railway, or AWS.

Docker ready

Export a Dockerfile and docker-compose for any containerized environment.

Pricing

Start free, scale as you grow

No per-seat fees. No vendor lock-in. Token-based pricing that scales with your usage.

Free

Start building your first app. Live preview, managed hosting, and full code export included.

Token Packs

From $5

Purchase token packs that roll over every month. Build more, pay only for what you use.

Enterprise

Custom

Custom models, SLA, SSO, and private cloud deployment for large teams.

See full pricing details

FAQ

Common questions about building a Fintech

Users upload government ID and a selfie. The generated app integrates with an identity verification provider (Jumio, Onfido, or Persona - specify in your prompt) to automate document validation and liveness checks.

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Know Your Customer (KYC) Platform

Building a Know Your Customer (KYC) Platform from scratch requires months of development time and significant engineering resources. Teams struggle to coordinate frontend, backend, database, and authentication while managing kyc platform-specific business logic, integrations, and role-based access rules.

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Building a Payment Gateway Integration Platform from scratch requires months of development time and significant engineering resources. Teams struggle to coordinate frontend, backend, database, and authentication while managing payment gateway-specific business logic, integrations, and role-based access rules.

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Build your Fintech in hours, not months

Start free. No credit card. Your first app is live in minutes.

Get started free