How does the claims workflow work?

Claims go through intake, reserve establishment, investigation, evaluation, and settlement stages. Each stage has forms and document uploads. Adjusters are assigned and can add notes, change reserves, and approve settlements.

What is reinsurance cession tracking?

For policies exceeding retention limits, the system tracks the portion ceded to reinsurers, their share of premiums received, and their share of claims paid. This is reported to reinsurers on a monthly or quarterly basis.

How does the renewal workflow work?

60 days before expiry, the system generates a renewal offer based on the updated premium calculation. The agent reviews, the pre-renewal letter is sent to the policyholder, and renewal confirmation is tracked.

Finance & Banking

Build a Insurance Policy Management System with AI - in Hours

ProjectCode generates a complete, production-ready Insurance Policy Management System from a single natural language prompt. In hours instead of months, you get a React frontend, NestJS REST API, PostgreSQL database, and authentication - fully integrated, live-previewed, and deployed to a URL you own.

Estimated build time: 4–8 hours

Build my Insurance now View pricing

Free to start · No credit card required

The Challenge

Why building a Insurance from scratch is hard

Building a Insurance Policy Management System from scratch requires months of development time and significant engineering resources. Teams struggle to coordinate frontend, backend, database, and authentication while managing insurance-specific business logic, integrations, and role-based access rules.

What's Included

Everything your Insurance needs

ProjectCode generates a production-ready Insurance with all the modules your team needs from day one.

Policy creation and issuance across product lines

Premium calculation with configurable rating factors

Claims intake with first notice of loss (FNOL) form

Claims workflow with reserve management and adjuster assignment

Reinsurance cession tracking

Commission management for agents and brokers

Policy renewal management with pre-renewal offers

Analytics: combined ratio, loss ratio, premium by product

Architecture

How it's built

The generated Insurance follows production-grade architecture patterns.

React 18 + TypeScript frontend with role-based dashboards tailored for insurance workflows

NestJS REST API with dedicated insurance modules, DTOs, validators, and service layer

PostgreSQL relational schema with normalized tables for all insurance entities

JWT + Google OAuth authentication with granular permission gates per role

Real-time Socket.IO events for live insurance status updates and notifications

Managed hosting with one-click deploy, custom domain, and auto-SSL

Database

PostgreSQL schema designed for Insurance

ProjectCode generates a normalized, indexed PostgreSQL schema with the right tables and relationships for your use case. You own the schema and can evolve it freely.

policies (id, holder_id, product_id, status, premium, sum_insured, start_date, end_date, agent_id, issued_at)
claims (id, policy_id, claimant_id, type, incident_date, reported_at, reserve, status, adjuster_id, settled_at, settlement_amount)
premiums (id, policy_id, due_date, amount, status, paid_at, payment_ref)
agents (id, user_id, license_number, products jsonb, commission_rate, status, workspace_id)

schema.sql (preview)

-- Generated by ProjectCode
-- Insurance Policy Management System schema

CREATE TABLE policies__id (
  id UUID PRIMARY KEY DEFAULT gen_random_uuid(),
  created_at TIMESTAMPTZ DEFAULT NOW(),
  updated_at TIMESTAMPTZ DEFAULT NOW()
  -- ... auto-generated columns
);

CREATE TABLE claims__id (
  id UUID PRIMARY KEY DEFAULT gen_random_uuid(),
  created_at TIMESTAMPTZ DEFAULT NOW(),
  updated_at TIMESTAMPTZ DEFAULT NOW()
  -- ... auto-generated columns
);

CREATE TABLE premiums__id (
  id UUID PRIMARY KEY DEFAULT gen_random_uuid(),
  created_at TIMESTAMPTZ DEFAULT NOW(),
  updated_at TIMESTAMPTZ DEFAULT NOW()
  -- ... auto-generated columns
);

CREATE TABLE agents__id (
  id UUID PRIMARY KEY DEFAULT gen_random_uuid(),
  created_at TIMESTAMPTZ DEFAULT NOW(),
  updated_at TIMESTAMPTZ DEFAULT NOW()
  -- ... auto-generated columns
);

Tech Stack

Production-ready from day one

Every generated app uses a battle-tested stack you can deploy anywhere and own completely.

Frontend

React 18 + TypeScript + Tailwind CSS

Backend

NestJS 10 + Node.js + TypeScript

Database

PostgreSQL (managed or Supabase)

Auth

Email OTP · Google OAuth · GitHub OAuth

Deployment

Managed hosting · Custom domain · Auto-SSL

AI Models

Claude Sonnet · Claude Opus · Kimi

Try It Now

Example prompt to get started

Copy this prompt into ProjectCode and get a working app in minutes.

ProjectCode prompt

Build an insurance management system for a P&C insurer offering home and auto products. Include policy issuance with rating factor-based premium calculation, agent portal for quoting and binding, FNOL claims intake with document upload, claims workflow with reserve setting and adjuster assignment, reinsurance cession tracking, renewal management with automated pre-renewal letters, agent commission calculation, and actuarial dashboards for loss ratio and combined ratio.

Build this now - it's free

Deployment

Deploy your Insurance anywhere

Managed hosting

One-click deploy to a live URL managed by ProjectCode.

Custom domain

Connect your own domain with auto-provisioned SSL via Cloudflare.

GitHub export

Push to your GitHub repo and self-host or deploy via Vercel, Railway, or AWS.

Docker ready

Export a Dockerfile and docker-compose for any containerized environment.

Pricing

Start free, scale as you grow

No per-seat fees. No vendor lock-in. Token-based pricing that scales with your usage.

Free

Start building your first app. Live preview, managed hosting, and full code export included.

Token Packs

From $5

Purchase token packs that roll over every month. Build more, pay only for what you use.

Enterprise

Custom

Custom models, SLA, SSO, and private cloud deployment for large teams.

See full pricing details

FAQ

Common questions about building a Insurance

Premium calculation uses configurable rating factors (vehicle type, driver age, home location, coverage limits) entered at quote time. The rating engine applies the factors and returns a calculated premium that agents can review before binding.

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Building a Insurance Claims Management System from scratch requires months of development time and significant engineering resources. Teams struggle to coordinate frontend, backend, database, and authentication while managing insurance claims-specific business logic, integrations, and role-based access rules.

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Build your Insurance in hours, not months

Start free. No credit card. Your first app is live in minutes.

Get started free