What is underwriting condition tracking?

Underwriting conditions are requirements that must be met before loan approval (e.g., pay stubs, bank statements, explanation letters). The system tracks each condition, who it's assigned to, and its status.

How is escrow managed post-close?

The escrow account holds funds for property taxes and homeowner's insurance. The system tracks tax and insurance payment schedules, disburses from escrow on due dates, and performs an annual escrow analysis.

Can the system generate the closing disclosure?

Yes. The CD is generated from the loan file data and formatted to CFPB 1026.37 requirements. It can be reviewed, edited for accuracy, and sent to the borrower via e-sign.

Finance & Banking

Build a Mortgage Origination & Management System with AI - in Hours

ProjectCode generates a complete, production-ready Mortgage Origination & Management System from a single natural language prompt. In hours instead of months, you get a React frontend, NestJS REST API, PostgreSQL database, and authentication - fully integrated, live-previewed, and deployed to a URL you own.

Estimated build time: 5–8 hours

Build my Mortgage Management now View pricing

Free to start · No credit card required

The Challenge

Why building a Mortgage Management from scratch is hard

Building a Mortgage Origination & Management System from scratch requires months of development time and significant engineering resources. Teams struggle to coordinate frontend, backend, database, and authentication while managing mortgage management-specific business logic, integrations, and role-based access rules.

What's Included

Everything your Mortgage Management needs

ProjectCode generates a production-ready Mortgage Management with all the modules your team needs from day one.

Online mortgage application with document checklist

Pre-qualification and affordability calculation

Underwriting workflow with condition tracking

Appraisal ordering and management

Title search and title insurance tracking

Loan closing checklist and e-sign document package

Post-close payment schedule and servicing

Escrow account management for taxes and insurance

Architecture

How it's built

The generated Mortgage Management follows production-grade architecture patterns.

React 18 + TypeScript frontend with role-based dashboards tailored for mortgage management workflows

NestJS REST API with dedicated mortgage management modules, DTOs, validators, and service layer

PostgreSQL relational schema with normalized tables for all mortgage management entities

JWT + Google OAuth authentication with granular permission gates per role

Real-time Socket.IO events for live mortgage management status updates and notifications

Managed hosting with one-click deploy, custom domain, and auto-SSL

Database

PostgreSQL schema designed for Mortgage Management

ProjectCode generates a normalized, indexed PostgreSQL schema with the right tables and relationships for your use case. You own the schema and can evolve it freely.

applications (id, applicant_id, co_applicant_id, property_address, loan_type, amount, rate, term, ltv, status, assigned_to, submitted_at)
underwriting_tasks (id, application_id, type, description, status, due_date, completed_by, completed_at, notes)
appraisals (id, application_id, appraiser_id, ordered_at, scheduled_at, completed_at, value, report_url)
loans (id, application_id, note_rate, balance, monthly_payment, maturity_date, status, servicer_id)

schema.sql (preview)

-- Generated by ProjectCode
-- Mortgage Origination & Management System schema

CREATE TABLE applications__id (
  id UUID PRIMARY KEY DEFAULT gen_random_uuid(),
  created_at TIMESTAMPTZ DEFAULT NOW(),
  updated_at TIMESTAMPTZ DEFAULT NOW()
  -- ... auto-generated columns
);

CREATE TABLE underwriting_tasks__id (
  id UUID PRIMARY KEY DEFAULT gen_random_uuid(),
  created_at TIMESTAMPTZ DEFAULT NOW(),
  updated_at TIMESTAMPTZ DEFAULT NOW()
  -- ... auto-generated columns
);

CREATE TABLE appraisals__id (
  id UUID PRIMARY KEY DEFAULT gen_random_uuid(),
  created_at TIMESTAMPTZ DEFAULT NOW(),
  updated_at TIMESTAMPTZ DEFAULT NOW()
  -- ... auto-generated columns
);

CREATE TABLE loans__id (
  id UUID PRIMARY KEY DEFAULT gen_random_uuid(),
  created_at TIMESTAMPTZ DEFAULT NOW(),
  updated_at TIMESTAMPTZ DEFAULT NOW()
  -- ... auto-generated columns
);

Tech Stack

Production-ready from day one

Every generated app uses a battle-tested stack you can deploy anywhere and own completely.

Frontend

React 18 + TypeScript + Tailwind CSS

Backend

NestJS 10 + Node.js + TypeScript

Database

PostgreSQL (managed or Supabase)

Auth

Email OTP · Google OAuth · GitHub OAuth

Deployment

Managed hosting · Custom domain · Auto-SSL

AI Models

Claude Sonnet · Claude Opus · Kimi

Try It Now

Example prompt to get started

Copy this prompt into ProjectCode and get a working app in minutes.

ProjectCode prompt

Build a mortgage origination system for a regional bank. Include a consumer-facing online application, pre-qualification with DTI calculation, underwriting condition tracking, appraisal ordering, title search management, a closing disclosure generation, e-signature closing document package, post-close loan servicing with payment tracking and escrow management for taxes and insurance, and loan officer dashboards with pipeline and pull-through rate analytics.

Build this now - it's free

Deployment

Deploy your Mortgage Management anywhere

Managed hosting

One-click deploy to a live URL managed by ProjectCode.

Custom domain

Connect your own domain with auto-provisioned SSL via Cloudflare.

GitHub export

Push to your GitHub repo and self-host or deploy via Vercel, Railway, or AWS.

Docker ready

Export a Dockerfile and docker-compose for any containerized environment.

Pricing

Start free, scale as you grow

No per-seat fees. No vendor lock-in. Token-based pricing that scales with your usage.

Free

Start building your first app. Live preview, managed hosting, and full code export included.

Token Packs

From $5

Purchase token packs that roll over every month. Build more, pay only for what you use.

Enterprise

Custom

Custom models, SLA, SSO, and private cloud deployment for large teams.

See full pricing details

FAQ

Common questions about building a Mortgage Management

The pre-qualification calculator uses the applicant's income, debts, down payment, and credit score to estimate the maximum loan amount based on standard debt-to-income (DTI) ratios and current market rates.

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Build your Mortgage Management in hours, not months

Start free. No credit card. Your first app is live in minutes.

Get started free