How does accident detection work?

A sudden deceleration event above a g-force threshold (typically >2.5g) triggers accident detection. The system sends a push notification asking the driver to confirm if they've been in an accident. Confirmation creates an FNOL record automatically with the trip location and time.

How does the UBI premium discount work?

Policyholders who install the telematics SDK earn a discount based on their 30-day average safety score. Score 90+ = 20% discount; 80-89 = 10%; 70-79 = 5%; below 70 = no discount (or surcharge for very high-risk behavior). Premiums update quarterly.

How does teen driver monitoring work?

Parents set geofences (allowed driving zones), curfew hours (driving not allowed after 10PM), and speed limits. When the teen exceeds any boundary, the parent receives an immediate push notification. Trip reports are automatically shared with parents weekly.

Automotive

Build a Vehicle Telematics & Insurance Platform with AI - in Hours

ProjectCode generates a complete, production-ready Vehicle Telematics & Insurance Platform from a single natural language prompt. In hours instead of months, you get a React frontend, NestJS REST API, PostgreSQL database, and authentication - fully integrated, live-previewed, and deployed to a URL you own.

Estimated build time: 2–4 hours

Build my Telematics now View pricing

Free to start · No credit card required

The Challenge

Why building a Telematics from scratch is hard

Building a Vehicle Telematics & Insurance Platform from scratch requires months of development time and significant engineering resources. Teams struggle to coordinate frontend, backend, database, and authentication while managing telematics-specific business logic, integrations, and role-based access rules.

What's Included

Everything your Telematics needs

ProjectCode generates a production-ready Telematics with all the modules your team needs from day one.

OBD-II and smartphone-based trip recording

Driver behavior scoring: speeding, harsh braking, distraction

Trip history with route replay and risk zone flagging

Usage-based insurance (UBI) score and premium calculation

Accident detection and automatic first notice of loss

Vehicle health monitoring with DTC code alerts

Geofencing for teen driver monitoring

Leaderboard and gamification for safe driving incentives

Architecture

How it's built

The generated Telematics follows production-grade architecture patterns.

React 18 + TypeScript frontend with role-based dashboards tailored for telematics workflows

NestJS REST API with dedicated telematics modules, DTOs, validators, and service layer

PostgreSQL relational schema with normalized tables for all telematics entities

JWT + Google OAuth authentication with granular permission gates per role

Real-time Socket.IO events for live telematics status updates and notifications

Managed hosting with one-click deploy, custom domain, and auto-SSL

Database

PostgreSQL schema designed for Telematics

ProjectCode generates a normalized, indexed PostgreSQL schema with the right tables and relationships for your use case. You own the schema and can evolve it freely.

vehicles (id, plate, make, model, year, vin, owner_id, obd_device_id, workspace_id)
trips (id, vehicle_id, driver_id, start_at, end_at, distance_km, max_speed, harsh_events jsonb, score, route jsonb)
driver_scores (id, driver_id, period, total_trips, distance_km, score, risk_tier, premium_modifier)
dtc_codes (id, vehicle_id, code, description, severity, detected_at, cleared_at)

schema.sql (preview)

-- Generated by ProjectCode
-- Vehicle Telematics & Insurance Platform schema

CREATE TABLE vehicles__id (
  id UUID PRIMARY KEY DEFAULT gen_random_uuid(),
  created_at TIMESTAMPTZ DEFAULT NOW(),
  updated_at TIMESTAMPTZ DEFAULT NOW()
  -- ... auto-generated columns
);

CREATE TABLE trips__id (
  id UUID PRIMARY KEY DEFAULT gen_random_uuid(),
  created_at TIMESTAMPTZ DEFAULT NOW(),
  updated_at TIMESTAMPTZ DEFAULT NOW()
  -- ... auto-generated columns
);

CREATE TABLE driver_scores__id (
  id UUID PRIMARY KEY DEFAULT gen_random_uuid(),
  created_at TIMESTAMPTZ DEFAULT NOW(),
  updated_at TIMESTAMPTZ DEFAULT NOW()
  -- ... auto-generated columns
);

CREATE TABLE dtc_codes__id (
  id UUID PRIMARY KEY DEFAULT gen_random_uuid(),
  created_at TIMESTAMPTZ DEFAULT NOW(),
  updated_at TIMESTAMPTZ DEFAULT NOW()
  -- ... auto-generated columns
);

Tech Stack

Production-ready from day one

Every generated app uses a battle-tested stack you can deploy anywhere and own completely.

Frontend

React 18 + TypeScript + Tailwind CSS

Backend

NestJS 10 + Node.js + TypeScript

Database

PostgreSQL (managed or Supabase)

Auth

Email OTP · Google OAuth · GitHub OAuth

Deployment

Managed hosting · Custom domain · Auto-SSL

AI Models

Claude Sonnet · Claude Opus · Kimi

Try It Now

Example prompt to get started

Copy this prompt into ProjectCode and get a working app in minutes.

ProjectCode prompt

Build a telematics platform for an insurance company launching a usage-based insurance (UBI) product. Include a mobile SDK for trip recording (using phone sensors or OBD-II BLE dongle), trip analysis for speeding, hard braking, rapid acceleration, phone distraction, and night driving, a weekly safety score per driver, UBI premium modifier calculation based on 30-day rolling score, automatic accident detection and FNOL submission, DTC vehicle fault code alerts from OBD-II, parent-controlled teen driver monitoring with geofencing and curfew alerts, and a policyholder app showing their score, trips, and estimated premium savings.

Build this now - it's free

Deployment

Deploy your Telematics anywhere

Managed hosting

One-click deploy to a live URL managed by ProjectCode.

Custom domain

Connect your own domain with auto-provisioned SSL via Cloudflare.

GitHub export

Push to your GitHub repo and self-host or deploy via Vercel, Railway, or AWS.

Docker ready

Export a Dockerfile and docker-compose for any containerized environment.

Pricing

Start free, scale as you grow

No per-seat fees. No vendor lock-in. Token-based pricing that scales with your usage.

Free

Start building your first app. Live preview, managed hosting, and full code export included.

Token Packs

From $5

Purchase token packs that roll over every month. Build more, pay only for what you use.

Enterprise

Custom

Custom models, SLA, SSO, and private cloud deployment for large teams.

See full pricing details

FAQ

Common questions about building a Telematics

The score starts at 100 and deducts points for risky events: speeding (-2 points per event), hard braking (-3), rapid acceleration (-2), phone distraction (-5), night driving (-1 per night trip. Scores range from 0–100. A 90+ score qualifies for the maximum safe driver discount.

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Fleet Management System

Building a Fleet Management System from scratch requires months of development time and significant engineering resources. Teams struggle to coordinate frontend, backend, database, and authentication while managing fleet management-specific business logic, integrations, and role-based access rules.

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IoT Device Management & Analytics Platform

Building a IoT Device Management & Analytics Platform from scratch requires months of development time and significant engineering resources. Teams struggle to coordinate frontend, backend, database, and authentication while managing iot dashboard-specific business logic, integrations, and role-based access rules.

Build it

Build your Telematics in hours, not months

Start free. No credit card. Your first app is live in minutes.

Get started free