How do partner bank payouts work?

The platform connects to your payout partner's API (e.g., Flutterwave, PayStack, Razorpay depending on corridor). Each transfer creates a payout instruction that the partner executes in local currency.

What compliance checks are performed?

Every transfer is screened for AML signals, checked against OFAC and local sanctions lists, and evaluated against transaction velocity and amount limits. Triggered cases are held for compliance review.

Can businesses use a bulk transfer API?

Yes. The generated API includes a batch transfer endpoint where business clients submit a JSON array of recipient instructions. Results and statuses are returned asynchronously via webhook.

Finance & Banking

Build a Money Transfer Platform with AI - in Hours

ProjectCode generates a complete, production-ready Money Transfer Platform from a single natural language prompt. In hours instead of months, you get a React frontend, NestJS REST API, PostgreSQL database, and authentication - fully integrated, live-previewed, and deployed to a URL you own.

Estimated build time: 2–4 hours

Build my Money Transfer now View pricing

Free to start · No credit card required

The Challenge

Why building a Money Transfer from scratch is hard

Building a Money Transfer Platform from scratch requires months of development time and significant engineering resources. Teams struggle to coordinate frontend, backend, database, and authentication while managing money transfer-specific business logic, integrations, and role-based access rules.

What's Included

Everything your Money Transfer needs

ProjectCode generates a production-ready Money Transfer with all the modules your team needs from day one.

Multi-corridor support with FX rate management

Recipient bank account management

Fee schedule configuration by corridor and amount tier

Transfer status tracking with SWIFT/ACH reference

Compliance: AML screening and transaction limit monitoring

Partner bank API integration for payout

Customer transfer history and receipts

Business API for bulk payroll disbursement

Architecture

How it's built

The generated Money Transfer follows production-grade architecture patterns.

React 18 + TypeScript frontend with role-based dashboards tailored for money transfer workflows

NestJS REST API with dedicated money transfer modules, DTOs, validators, and service layer

PostgreSQL relational schema with normalized tables for all money transfer entities

JWT + Google OAuth authentication with granular permission gates per role

Real-time Socket.IO events for live money transfer status updates and notifications

Managed hosting with one-click deploy, custom domain, and auto-SSL

Database

PostgreSQL schema designed for Money Transfer

ProjectCode generates a normalized, indexed PostgreSQL schema with the right tables and relationships for your use case. You own the schema and can evolve it freely.

transfers (id, sender_id, recipient_id, send_amount, send_currency, receive_amount, receive_currency, rate, fee, corridor, status, reference, created_at, settled_at)
recipients (id, user_id, name, country, bank_code, account_number, iban, routing_number, created_at)
fee_schedules (id, corridor, tier_min, tier_max, fee_type, fee_value, effective_from)
compliance_checks (id, transfer_id, check_type, result, details jsonb, checked_at)

schema.sql (preview)

-- Generated by ProjectCode
-- Money Transfer Platform schema

CREATE TABLE transfers__id (
  id UUID PRIMARY KEY DEFAULT gen_random_uuid(),
  created_at TIMESTAMPTZ DEFAULT NOW(),
  updated_at TIMESTAMPTZ DEFAULT NOW()
  -- ... auto-generated columns
);

CREATE TABLE recipients__id (
  id UUID PRIMARY KEY DEFAULT gen_random_uuid(),
  created_at TIMESTAMPTZ DEFAULT NOW(),
  updated_at TIMESTAMPTZ DEFAULT NOW()
  -- ... auto-generated columns
);

CREATE TABLE fee_schedules__id (
  id UUID PRIMARY KEY DEFAULT gen_random_uuid(),
  created_at TIMESTAMPTZ DEFAULT NOW(),
  updated_at TIMESTAMPTZ DEFAULT NOW()
  -- ... auto-generated columns
);

CREATE TABLE compliance_checks__id (
  id UUID PRIMARY KEY DEFAULT gen_random_uuid(),
  created_at TIMESTAMPTZ DEFAULT NOW(),
  updated_at TIMESTAMPTZ DEFAULT NOW()
  -- ... auto-generated columns
);

Tech Stack

Production-ready from day one

Every generated app uses a battle-tested stack you can deploy anywhere and own completely.

Frontend

React 18 + TypeScript + Tailwind CSS

Backend

NestJS 10 + Node.js + TypeScript

Database

PostgreSQL (managed or Supabase)

Auth

Email OTP · Google OAuth · GitHub OAuth

Deployment

Managed hosting · Custom domain · Auto-SSL

AI Models

Claude Sonnet · Claude Opus · Kimi

Try It Now

Example prompt to get started

Copy this prompt into ProjectCode and get a working app in minutes.

ProjectCode prompt

Build a money transfer platform for a remittance company serving the US-Nigeria and US-India corridors. Include customer KYC, recipient bank management, real-time FX quotes with a 0.5% spread, tiered fee schedules by transfer amount, partner bank API integration for payouts in local currency, AML screening on all transfers, transaction limit monitoring, transfer status tracking with email updates, and a B2B API for payroll disbursement clients.

Build this now - it's free

Deployment

Deploy your Money Transfer anywhere

Managed hosting

One-click deploy to a live URL managed by ProjectCode.

Custom domain

Connect your own domain with auto-provisioned SSL via Cloudflare.

GitHub export

Push to your GitHub repo and self-host or deploy via Vercel, Railway, or AWS.

Docker ready

Export a Dockerfile and docker-compose for any containerized environment.

Pricing

Start free, scale as you grow

No per-seat fees. No vendor lock-in. Token-based pricing that scales with your usage.

Free

Start building your first app. Live preview, managed hosting, and full code export included.

Token Packs

From $5

Purchase token packs that roll over every month. Build more, pay only for what you use.

Enterprise

Custom

Custom models, SLA, SSO, and private cloud deployment for large teams.

See full pricing details

FAQ

Common questions about building a Money Transfer

Rates are fetched from your FX data provider (Open Exchange Rates, XE, or your banking partner) and marked up by your configured spread. Rates are locked at quote time for a configurable window.

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Build your Money Transfer in hours, not months

Start free. No credit card. Your first app is live in minutes.

Get started free